I am struggling with existing debt
If you already have debt that you are worried about, there are debt advice agencies who can advise and provide you with options to help deal with your debt.
Debt is a burden that causes stress and anxiety for many people and persistent debt can have a long-term negative impact on mental health. Many people find debt to be a difficult topic to address but debt advice experts all agree that ignoring it really is the worst possible option.
There are a number of advice agencies which provide free, independent, and confidential debt advice guidance for people who find themselves with problem debt.