I am struggling with existing debt

Advice NI’s Debt Action service, provides free, confidential help and advice for anyone struggling to deal with money and debt. They can provide advice on debt related issues and provide a range of debt solutions including debt management plans, bankruptcy, individual voluntary arrangements and debt relief orders.  You can contact them:

• Freephone 0800 915 4604
• Text ACTION to 81025 for a call back 
• Email advice@adviceni.net.
• Visit Advice NI's website to see local advice centres in your area. You can contact them directly to book a face to to face appointment.

Advice NI’s Business Debt Service, is a free, confidential telephone advice service offering tailored, independent and impartial advice for sole traders, partnerships and Limited Companies and aims to resolve any immediate business debt problems. You can contact them on Freephone 0800 915 4604 or email advice@adviceni.net.

Advice NI’s Money Talks is a money and debt online resource hub specifically tailored for people living in Northern Ireland. The site provides tools such as benefits calculators and detailed guides on money and debt including debt management and bankruptcy. 

• Freephone: 0800 915 4604
• Email: advice@adviceni.net
• Text: 'ACTION' to 81025

Christians Against Poverty (CAP) provides expert debt advice to the public regardless of age, gender, faith or background. CAP has a Freephone hotline on 0800 328 0006. Once an appointment is made support is provided by a local Debt Coach.

MoneyHelper is a UK government-backed independent advice service. They provide a wide range of resources on their website but also offer free, unbiased money advice via a Freephone helpline on 0800 011 3797.

Saint Vincent de Paul offers a confidential, person-centred, non-judgemental service to individuals and families, whoever or wherever they are. Home visitation is the cornerstone of their work and visits can be arranged via their website or by calling its office on 028 90351561.

StepChange Debt Charity is the UK’s largest provider of free independent debt advice and managed solutions, helping 620,000 people a year deal with problem debt. They provide expert tailored advice via a Freephone helpline 0800 138 1111.

The Consumer Council for Northern Ireland is authorised and regulated by The Financial Conduct Authority to act as a credit broker. Our Firm Number is 913082.