I feel I have no option but to borrow money
If you feel that you have no option but to borrow money, there may be more alternatives than you realise – even if you have a poor credit history.
If you are considering borrowing because you are struggling to make ends meet, you might find some useful guidance under our “I am struggling to make ends meet” section.
If you are borrowing to service an existing debt, it may be advisable to consider seeking expert advice from some of the agencies outlined in our “I am struggling with existing debt” section.