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<p>The Consumer Council believes that today’s report from the Competition Commission is an indictment of the anti-competitive behaviour of the Big Four Banks . It is powerful evidence that people here pay more and get less on their personal current accounts. The report follows the submission of a super-complaint by the Consumer Council and Which?</p>

<p>The Consumer Council today launched its “Stop Unfair Charges” campaign with a two-step guide encouraging customers to challenge their banks’ excessive charges for straying into the red. It comes on the day that the Office of Fair Trading (OFT) branded credit card charges over £12 as unfair, and signalled that the other banking services, including overdrafts, should fall into line.</p>