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The Consumer Council today welcomed Government plans to transform public transport here. The statement came in response to David Cairns’ announcement that a new Passenger Transport Authority will put passengers at the heart of how public transport is planned and delivered in an open and transparent way.</p>

<p>The Consumer Council wants to call time on banks that impose crushing penalties on customers going into the red without permission - a charging practice that costs UK consumers £4.7 billion per year .</p>